<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
<url>
<loc>https://esnafsesi.com/haber/kriz-hazirliginda-esnaf-nerede-pandemi-ve-savas-senaryosu-arastirmasi-b1bca</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T19:50:19+03:00</news:publication_date>
<news:title>Kriz Hazırlığında Esnaf Nerede? Pandemi ve Savaş Senaryosu Araştırması</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/sancaktepe-belediye-meclisinde-4-chpli-uye-istifa-ederek-dem-partiye-katildi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T19:00:00+03:00</news:publication_date>
<news:title>Sancaktepe Belediye Meclisi&#039;nde 4 CHP&#039;li üye DEM Parti&#039;ye geçti</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/kktc-cumhurbaskani-erhurman-rum-lideri-hristodulidis-ile-gorusecek</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T19:00:00+03:00</news:publication_date>
<news:title>Erhürman ve Hristodulidis 9 Kasım&#039;da Holguin ile görüşecek</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/dunya-bankasi-gelismekte-olan-ulkelerin-dis-borcu-94-trilyon-dolarla-rekor-kirdi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T19:00:00+03:00</news:publication_date>
<news:title>Gelişmekte olan ülkelerin dış borcu 9,4 trilyon dolara çıktı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/new-york-borsasi-karisik-seyirle-acildi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T19:00:00+03:00</news:publication_date>
<news:title>New York borsası yapay zeka hisseleriyle karışık açıldı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/avrupada-gosteriler-enerji-yogun-veri-merkezlerine-moratoryum-cagrisi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T19:00:00+03:00</news:publication_date>
<news:title>Avrupa&#039;da veri merkezi protestoları, moratoryum talebi</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/paraguayda-ueno-bankin-cokusu-baskan-pea-hakkinda-azil-oylamasi-getiriyor</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T19:00:00+03:00</news:publication_date>
<news:title>Paraguay&#039;da Ueno Bank krizi hükümeti sarstı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/uebden-uretici-ve-esnafa-ucretsiz-hibe-ve-tesvik-bilgilendirme-hizmeti-1524b</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:37:00+03:00</news:publication_date>
<news:title>UEB&#039;den Üretici ve Esnafa Ücretsiz Hibe ve Teşvik Bilgilendirme Hizmeti</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/rusya-havacilik-sektorune-destek-icin-yolculardan-ek-ucret-alacak</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>Rusya uçak biletlerine ek vergi getirmeyi planlıyor</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/dunya-bankasi-ucret-artisi-ve-istihdam-ozbekistanda-yoksullugu-hizla-dusurdu</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>Özbekistan&#039;da yoksulluk yüzde 17&#039;den 5,8&#039;e düştü</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/video-fransada-isciler-ve-ogrenciler-maas-artisi-icin-ulke-capinda-greve-cikti</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>Fransa&#039;da ülke çapında grev, binlerce kişi sokakta</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/ingilterede-faiz-artisi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>İngiltere Merkez Bankası faizi yüzde 4&#039;e yükseltti</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/doviz-mevduatlarinda-yukselis</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>Döviz mevduatları 585 milyon dolar arttı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/bankacilik-sektorunde-kredi-hacmi-artti-mevduatlar-geriledi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>Bankacılık sektörünün kredi hacmi 29 trilyon lirayı aştı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/yabanci-yatirimci-gecen-hafta-borsada-hisse-satmaya-devam-etti</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>Yabancı yatırımcı tahvilde 750 milyon dolarlık satış yaptı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/son-dakika-turkiye-genelinde-kacak-ve-sahte-icki-operasyonlari-121-supheliye-adli-islem-yapildi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-05T15:30:00+03:00</news:publication_date>
<news:title>Sahte alkol operasyonu, 121 şüpheli hakkında adli işlem yapıldı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/kizilay-haftasinda-necmettin-erkandan-merhamet-vurgusu-39d19</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T13:44:12+03:00</news:publication_date>
<news:title>Kızılay Haftası’nda Necmettin Erkan’dan merhamet vurgusu</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/muhtasar-ve-prim-hizmet-beyannamesinde-yeni-donem-isverenlerin-beyanname-programini-guncellemesi-gerekiyor-b7ce2</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T12:09:03+03:00</news:publication_date>
<news:title>Muhtasar ve Prim Hizmet Beyannamesinde Yeni Dönem: İşverenlerin Beyanname Programını Güncellemesi Gerekiyor</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/akaryakit-ve-enerji-maliyetleri-esnafi-zorluyor-motorin-100-tlyi-lpg-50-tlyi-asti-ba3ea</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T12:07:41+03:00</news:publication_date>
<news:title>Akaryakıt ve Enerji Maliyetleri Esnafı Zorluyor: Motorin 100 TL&#039;yi, LPG 50 TL&#039;yi Aştı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/genc-istihdamina-4723-milyar-tl-kaynak-isverenlere-65-bin-tlye-kadar-prim-destegi-3db93</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T12:05:00+03:00</news:publication_date>
<news:title>Genç İstihdamına 472,3 Milyar TL Kaynak: İşverenlere 65 Bin TL&#039;ye Kadar Prim Desteği</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/2027de-vergi-harc-ve-cezalara-zam-gundemde-yeniden-degerleme-orani-yuzde-2783-oldu-a29a7</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T12:03:53+03:00</news:publication_date>
<news:title>2027&#039;de Vergi, Harç ve Cezalara Zam Gündemde: Yeniden Değerleme Oranı Yüzde 27,83 Oldu</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/turkiyenin-ekim-ayi-ihracati-rekor-kirdi-259-milyar-dolara-ulasti-0a591</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T12:00:55+03:00</news:publication_date>
<news:title>Türkiye&#039;nin Ekim Ayı İhracatı Rekor Kırdı: 25,9 Milyar Dolara Ulaştı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/cem-yilmazdan-batrakov-ovgusu-beklentilerin-cok-ustune-cikti-sampiyonlar-liginde-parliyor-son-dakika-futbol-haberi-video</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T11:30:00+03:00</news:publication_date>
<news:title>Aleksey Batrakov Şampiyonlar Ligi&#039;nde parlıyor</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/engellilere-otvsiz-arac-limitinde-2027-duzenlemesi-iste-yeni-ust-sinir-son-dakika-ekonomi-haberleri</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T11:30:00+03:00</news:publication_date>
<news:title>Engelli araç ÖTV limiti 2027&#039;de 3,67 milyon TL olacak mı?</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/abd-ara-secimlerinde-7-musluman-kongreye-secildi</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T11:30:00+03:00</news:publication_date>
<news:title>ABD ara seçimlerinde Müslüman adaylar Kongre&#039;de rekor peşinde</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/abdde-ara-secimlerin-ardindan-siyasetin-onemli-isimlerinden-ilk-aciklamalar</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T11:30:00+03:00</news:publication_date>
<news:title>ABD Ara Seçim Sonuçları Belli Oldu, Demokratlar Kongre&#039;de Çoğunluğu Aldı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/engelli-araci-limitleri-degisti-yeni-ust-sinir-ne-kadar-oldu-hangi-modeller-alinabiliyor-iste-en-guncel-fiyatlar-ve-sartlar</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T11:30:00+03:00</news:publication_date>
<news:title>Engelli Araç Limiti 2027&#039;de 3 Milyon 673 Bin 706 Liraya Çıktı</news:title>
</news:news>
</url>
<url>
<loc>https://esnafsesi.com/haber/turkiyenin-nufusu-1-ekim-itibariyla-86-milyon-502-bini-gecti</loc>
<news:news>
<news:publication><news:name>EsnafSesi</news:name><news:language>tr</news:language></news:publication>
<news:publication_date>2026-11-04T11:00:00+03:00</news:publication_date>
<news:title>Türkiye Nüfusu 1 Ekim İtibarıyla 86 Milyon 502 Bin 286 Kişiye Ulaştı</news:title>
</news:news>
</url>
</urlset>
